The Reserve Bank of India’s June 2026 Financial Stability Report highlights a resilient banking system with strong capital buffers and healthier balance sheets, noting that banks have maintained high capital adequacy ratios and consistent improvement in asset quality. While stress tests indicate stability against market shocks, the RBI has flagged AI-enabled cyberattacks as a paramount challenge for the near term, which may increase spending on cybersecurity infrastructure for banks and NBFCs. On the macro front, the report notes a deceleration in gold imports in May 2026, viewed as a positive sign for trade stability and currency support.