HDFC Bank reported a strong financial performance for FY2025-26 despite a challenging global economic environment. The Bank’s advances grew by 12.1% year-on-year to Rs 29.37 lakh crore, while total deposits increased by 14.4% to Rs 31.05 lakh crore. Net revenue rose to Rs 1.91 lakh crore, and profit after tax increased 10.9% to Rs 74,671 crore. The balance sheet expanded by 11.6% to Rs 43.65 lakh crore. Chairman Keki M. Mistry highlighted that the merger of HDFC Ltd. with HDFC Bank continues to deliver strong synergies, and emphasized that Artificial Intelligence, especially Generative AI, will play a defining role in banking, driven through the Bank’s in-house AI platform, Neev. Managing Director & CEO Sashidhar Jagdishan said technology has become central to operations, with AI embedded across customer service, retail assets, trade operations and internal workflows. The Bank highlighted progress in corporate governance, including the successful listing of HDB Financial Services Limited through its Initial Public Offering. Following the resignation of the former Chairman, the Board initiated an independent legal review and has appointed Rajiv Kumar as Part-time Chairman and Independent Director, subject to approvals. The flagship CSR programme Parivartan has positively impacted over 10.7 crore lives across all 28 States and 8 Union Territories.