Subscriptions are becoming a first world problem, and often not worth it, with music, video, and now AI large language models (LLMs) dominating users' bank accounts. Free versions of big chatbots can get the job done, but AI power users need more tokens or unlimited usage for agent features, reasoning models, and image/video generation, while the average user will probably never hit free major LLM limits. Serious users often subscribe to multiple AIs at once, and it adds up: ChatGPT Plus, Google AI Pro, and Claude Pro are around $20/month, which over a five-year span is $1,200 out of pocket, and it's even more for higher plans like ChatGPT Pro ($6,000), Google AI Ultra ($5,999.40), and Claude Max ($6,000). LLMs can run on a PC as closed- or open-source models and they're free, with open-source models freely usable, modifiable, and redistributable with no token or subscription costs and full privacy peace of mind with tasks carried out locally and completely offline. Popular choices include DeepSeek-V3/R1, Google Gemma 4, Z.ai GLM 5, Kimi K2.5, and MiniMax M2.5, though performance depends on GPU and RAM. The easiest way to get DeepSeek running is downloading LM Studio, and local open-source AI is good enough for everyday questions, help, and coding.