Microsoft 365 Personal is a subscription for one person that includes Word, Excel, PowerPoint, Outlook and OneNote, plus 1 TB (1000 GB) of OneDrive cloud storage and Microsoft Copilot features, priced at $99.99 per year or $9.99 per month (as of 09/18/2026), according to Microsoft and a major US electronics retailer. The plan can be signed in on up to 5 devices simultaneously, including PCs, Macs, phones and tablets, with compatibility for Windows, macOS, iOS, iPadOS and Android. It includes full desktop versions of the apps with Copilot integrated, plus web and mobile versions. OneDrive storage is backed by security features such as ransomware detection and recovery and the OneDrive Personal Vault. Microsoft states the plan delivers productivity apps with Copilot plus advanced Copilot chat with higher usage limits than the free tier, and higher usage for AI image creation in Copilot compared with free access. The subscription also includes Microsoft Defender features for identity, data and device protection, such as alerts about suspicious activity and guidance on securing accounts and devices, and all-day video calling and collaboration through Microsoft Teams with Copilot.