Nine AI chatbots predicted XRP’s price by Dec. 31, 2026, with targets ranging from $1.32 to $3.75. Grok 4.5 Expert Mode predicted $1.85, citing XRP trading near $1.09 amid consolidation, resolved SEC litigation, live U.S. spot ETFs with roughly $1.5 billion in cumulative net inflows, and European regulatory progress. Kimi K3 High Intelligence Mode predicted $1.95, noting XRP fell roughly 26% year-to-date despite the SEC settlement and seven spot ETF launches, with ETF inflows reaching $1.29 billion. Manus Lite Mode predicted $1.32, citing definitive legal clarity from the 2025 SEC settlement. One AI broke away with a $3.75 prediction. The test included nine systems: Grok 4.5 Expert Mode, Kimi K3 High Intelligence Mode, ChatGPT 5.6 Sol High Intelligence Mode, Manus Lite Mode, Qwen 3.7 Plus, Claude Opus 5 High Intelligence Mode, Mistral AI Vibe Mode, Pi AI, and Venice AI. Each received the same prompt to provide a single year-end price target in U.S. dollars.