Wally AI is a personal finance assistant from Crbit Inc., a Toronto company founded by Meet Pandya. It connects supported bank accounts through Plaid with read-only access, then uses transaction data to organize spending, identify recurring bills and answer financial questions in chat. Features include automatic budgeting, savings goals, investment tracking and alerts for price increases, duplicate charges and expiring trials, and users can approve subscription cancellation tasks. It suits people managing accounts with supported US and Canadian institutions through the web or iPhone app. One paid plan costs $6.99 monthly or $69.99 annually, with a seven-day trial on the annual option, while connecting a bank and viewing initial findings is free. Potential considerations include no Android app, unsupported banks outside the US and Canada, Apple-billed subscriptions requiring separate cancellation, AI insights needing accuracy checks and limited independent evidence of current performance. The overall verdict is 3.7/5 stars, with advice to confirm bank compatibility, cancellation coverage and renewal terms first.